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Pacific Horizon Bancorp offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
COMMERCIAL LOANS
STATED INCOME LOANS

COMMERCIAL LOANS
COMMERCIAL/INDUSTRIAL SBA LOANS UP TO 90% ANY OWNER USER PROPERTY! * LOAN SIZE $100,000- $5,000,000 * LOAN PURPOSE:REAL ESTATE PURCHASE- REFINANCE-CONSTRUCTION-REMODELING-BUSINESS PURCHASE- BUSINESS EXPANSION OR START UP * PROPERTY TYPE: RETAIL-OFFICE-DENTAL & MEDICAL OFFICE-INDUSTRIAL-WAREHOUSE-MANUFACTURING-SHOWROOM RESTAURANT-MARKET-AUTO REPAIR-GAS STATION-MACHINE SHOP-CAR WASH- MIX USE. * CONVENTIONAL COMMERCIAL REAL ESTATE LOANS AVAILABLE FOR INVESTMENT PROPERTIES UP TO 75% LOAN TO VALUE. * CALL OUR OFFICES AT 818-957-7020 AND ASK FOR COMMERCIAL LOAN DEPARTMENT

STATED INCOME LOANS

BANK STATEMENTS FOR INCOME QUALIFICATION

LOAN AMOUNTS UP TO $5,000,000

QUALIFY WITH ONE MONTH BANK STATEMENT *

QUALIFY WITH 12 MONTHS OF BANK STATEMENTS *

UP TO 90% LTV * INTEREST ONLY PAYMENT AVAILABLE *

5/1 OR 7/1 ARM LOANS * 15 OR 30 YEAR FIXED RATE LOANS




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.